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At more than 16 million, the self-employed and "microbusinesses" make up more than half of all businesses in the United States, produce more than $750,000,000 in annual economic activity and make astounding tax contributions ($33.4 billion in 2000).

Of the nation's business and technology innovations since World War II, an estimated 95% have come from small entrepreneurial firms. Unfortunately, such contributions have not been rewarded and the self-employed are regularly discriminated against by our government and major health insurance carriers. While health insurance costs are deductible as a business expense for larger businesses, the self-employed are taxed 15.3% on these costs. Coupled with carrier rates up to 200% above large group rates, it's understandable that 70% of the self-employed say they cannot afford basic insurance coverage.
 

Of the estimated 41 million Americans without health insurance today, 60 percent -- 24 million -- are from families in which the head of household is self-employed or working for a small business.

Through a synchronized course or advocacy for legislative change, education and information resources to help small businesses navigate this unfriendly terrain and providing its members access to a full array of the same high-quality benefits enjoyed by the large company counterparts, the N.C.E. is striving to level the playing field and provide members all the tools they need to succeed and provide the very best for their families. By utilizing our economies of scale, the N.C.E., is able to secure services and pricing far superior to that available to the individual or single small company. Insurance Carriers, Financial Institutions, Professional Firms and Politicians alike deal with the N.C.E. on the same terms as they would with a large company—multiplying your purchasing power and amplifying your voice through the strength of our numbers.